All terms
Finance & Moneybeginner

Business Credit Card

Definition

A credit card designed for business use, typically offering expense tracking, higher limits, cashback or rewards, and separation of business and personal spending.

Why it matters

A business credit card simplifies bookkeeping, builds business credit history, and earns rewards on spending. It also creates a clear audit trail that protects you at tax time.

Example

A founder puts all business expenses on a dedicated business credit card, ads, subscriptions, software, supplier payments, paying it in full monthly and earning 1.5% cashback.

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